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7 nights. Italy, Croatia, Greece, Montenegro
From AED3,552 Average per person
Book
The ship Itinerary Dates and prices Cabins Photo gallery Specifications

7 nights. Italy, Croatia, Greece, Montenegro

Departure from: Split, Croatia
From
AED3,552
Average per person
Taxes and tips included
Book
Venice, Italy
Venice, Italy Venice, Italy
Dubrovnik, Croatia
Dubrovnik, Croatia Dubrovnik, Croatia
Corfu, Greece
Corfu, Greece Corfu, Greece
Kotor, Montenegro
Kotor, Montenegro Kotor, Montenegro
Brindisi, Italy
Brindisi, Italy Brindisi, Italy
The ship
Itinerary
Dates and prices
Cabins
Photo gallery
Specifications
From
AED3,552
Average per person
Taxes and tips included
Cruises MSC Cruises MSC Armonia
7 nights. Italy, Croatia, Greece, Montenegro
MSC Armonia
See ship
MSC Armonia
The luxury cruise ship MSC Armonia lives up to its Italian name: this ship is a wonderful example of how space and privacy can coexist in perfect harmony. One of MSC Cruises' smallest ships, the beautiful MSC Armonia exudes Italian style and can accommodate just over 3,000 guests, making it one of our top travel choices for a family cruise. Equipped with modern facilities, it offers the best environments to relax, carefully designed following the Italian style and elegance, and where care has been taken down to the smallest detail. MSC Armonia is a dream come true, an extraordinary floating universe designed with one goal: to make the most of your magical cruise vacation. Discover new things, visit archeological sites rich in history and go shopping in lively streets, be treated as if you were the only guest. With MSC Armonia all this is possible.
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25,125m.Length
2,880m.Beam:
13Decks
2Occupancy
721Crew
2001Inaugurated
65tn.Tonnage
Enlarge map
Day 1
split croatia
Departure: 05:00 PM
1
Day 2
venice, italy
Arrival: 08:00 AM - Departure: 07:00 PM
Day 3
At sea
2
Day 4
dubrovnik, croatia
Arrival: 07:00 AM - Departure: 07:00 PM
3
Day 5
corfu, greece
Arrival: 09:00 AM - Departure: 06:00 PM
4
Day 6
kotor, montenegro
Arrival: 08:00 AM - Departure: 06:00 PM
5
Day 7
brindisi - italy
Arrival: 07:00 AM - Departure: 06:00 PM
Day 8
split croatia
Arrival: 08:00 AM
split croatia
Day 1
split croatia
Departure: 05:00 PM
Split is the second-largest city of Croatia and the largest city of the region of Dalmatia, with about 250,000 people living in its urban area. It lies on the eastern shore of the Adriatic Sea and is spread over a central peninsula and its surroundings. An intraregional transport hub and popular tourist destination, the city is linked to the Adriatic islands and the Apennine peninsula.
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venice, italy
1
Day 2
venice, italy
Arrival: 08:00 AM - Departure: 07:00 PM
Perhaps no city is as fabulous as Venice, a metropolis built upon pilings, a labyrinth poised over a lagoon. Venice has been called the drawing room of Europe, and indeed for centuries the city was a sanctuary for ideas and idealists, a crossroad of the Byzantine and Roman worlds. Today Venice is a different kind of drawing room. Wealthy visitors clamber into gondolas to gawk at the Byzantine palaces while being serenaded by accordionists and art appreciators stand on tiptoe for a glimpse of Renaissance masterpieces. No monument is as memorable as the city itself, so use the major sights only as an excuse for wandering. Venice revolves around piazza San Marco. The best feature of the mosaic-covered Basilica di San Marco is the Pala D’Oro, a glittering gold Byzantine bas-relief. The Torre dell’Orologio, left of San Marco, is a beautifully embellished clock tower. For culture vultures check the Accademia for the best of Venetian paintings. Some say that the tourist Venice is indeed Venice, but there are other Venices as well. To find them, wander away from the major sights and into the quieter outlying residential neighbourhoods, you won’t be disappointed, this maze of stone and colour exudes enchantment from every brick.
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dubrovnik, croatia
2
Day 4
dubrovnik, croatia
Arrival: 07:00 AM - Departure: 07:00 PM
George Bernard Shaw called Dubrovnik “the pearl of the Adriatic, a paradise on earth”, and, indeed, it may be one of the most beautiful cities you’ll ever see. Largely built and long inhabited by Venetians, Dubrovnik possesses a stately charm and striking architectural unity that draw thousands of visitors every summer. Founded in 7th century, Dubrovnik stood amid a great forest of oak trees, from which it took its name. Take a walk atop the old city walls for vistas of the old town and the surrounding coast. Just before exiting the old town through the western gate, turn right to visit the Franciscan Monastery and peaceful cloisters. Just inside the entrance is the oldest European pharmacy, founded in 1371. In the northern corner of the old city is the Dominican Cloister and Museum, with a polyptych by Titian. The impressive Cathedral of the Assumption of the Virgin Mary stands in the centre of Poljana Marin Držić and its treasury can be visited; look for the work by Raphael. Dubrovnik has warm, crystalline waters; don’t just admire it from a distance and take a dive. The intrepid can dive and sunbathe along the rocks or swim around the walls of the city while others gawk above. Dubrovnik’s impressive battlements gleam in the early morning light, but by early afternoon, the sea’s clear blue waters beckon you away from the city and its tourist din. If you can stand the crunch, you, too, may find a piece of heaven.
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corfu, greece
3
Day 5
corfu, greece
Arrival: 09:00 AM - Departure: 06:00 PM
With its Venetian fortress, British palaces, and a French esplanade modelled on the Rue de Rivoli in Paris, Corfu may no strike you as Greek at all. The most populated and cosmopolitan of the Ionian Islands, it is packed with foreigners and foreign architecture. In legend, Corfu was the island where the shipwrecked Odyssey met the lovely Princess Nausicaa. Some locals claim it was also the magical isle conjured up by Shakespeare in The Tempest. Corfu Town, a small and pleasant city, is the largest and most important town on the island. This is where the airport is located and where most ships cruise and long distance ferries dock. The Old Fortress is definitely one of Corfu’s landmarks. Built by the Venetians in 1546 on the site of a Byzantine castle, the fortress is separated from the rest of the town by a moat. The Old Town is a maze of narrow streets dominated by the 16th century fortress. Around every corner you can find a chapel, old mansion or secret garden square. Between the Old Fortress and the Old Town, we find The Esplanade, with its arches and cafes, is considered the most beautiful esplanade in Greece. The Achillion Palace is ideally located in the picturesque village of Gastouri, 10 km south of the city centre. It was the summer residence of Empress Sissi from 1890 until her death in 1898. This beautiful building and its picturesque gardens overlooks the sea and Corfu town. On the north western tip of the island is the lively resort of Sidari. It's actually two small coastal villages connected by a long sweeping sandy beach. The Kanoni peninsula, with the 17th century monastery for women, is one of Corfu's best known landmarks and can be found on numerous postcards from the island. From the islet of Kanoni, it's possible to go by boat to another islet, the Mouse Island or Pontikonisi. Corfu's architecture is very diverse, influenced by the civilizations that once occupied the island. Mass tourism has turned parts of the island into eyesores but a surprising amount of the island still consists of olive groves, mountains or woodland. Corfu Town is a charming and elegant town, built between two fortresses. Corfu is considered one of Greece's most beautiful cities, and it is easy to understand why when you're strolling down the narrow streets and through the alleys, walking over spacious squares, visiting Byzantine churches and Venetian monuments. And of course, Corfu also has its natural beauty; the green-turquoise water that surrounds the town.
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kotor, montenegro
4
Day 6
kotor, montenegro
Arrival: 08:00 AM - Departure: 06:00 PM
Kotor is a coastal town in Montenegro. It is located in a secluded part of the Gulf of Kotor. It is located on the Bay of Kotor (Boka Kotorska), one of the most indented parts of the Adriatic Sea. Together with the nearly overhanging limestone cliffs of Orjen and Lovćen, Kotor and its surrounding area form an impressive and picturesque Mediterranean landscape. Kotor is part of the World Heritage Site dubbed the Natural and Culturo-Historical Region of Kotor. MAIN TOURIST ATTRACTIONS • Old Town. The Old Town is the most famous part of Kotor, where the Kotor history, culture, and tradition are being preserved. They are complemented with the multitude of narrow streets, squares, and markets. The main and the biggest square is Trg od oruzja (Square of arms). The old town of Kotor today is considered to be the best preserved medieval urban entity in the Mediterranean. • Maritime Museum. The memories on those long gone sailing days and years, the successes of the famous Kotor seaman, artists, ship builders, crafts man, states man, and diplomats, intermediaries between west and east, are kept in the Maritime museum, which is housed in the baroque palace Grgurin. • The Island Gospa od Skrpjela. The Island Gospa od Skrpjela is one of two gorgeous islands in Kotor Bay, which are situated in the bay across from Perast. That island is also called ""the island of the dead captains"". The Island Gospa od Skrpjela is an artificial island, made by seaman from Perast and Kotor, who on their big sail boats brought in large boulders.
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brindisi - italy
5
Day 7
brindisi - italy
Arrival: 07:00 AM - Departure: 06:00 PM
Brindisi is a city in the South of Italy, right down in the "heel of the boot" in the region of Apulia, in the coast of the Adriatic Sea. Historically, the city has played an important role in trade and culture, due to its strategic position on the Italian Peninsula and its natural port on the Adriatic Sea. The city remains a major port for trade with Greece and the Middle East. The city of Brindisi lies between two deep bays linked to the open sea by a narrow and deep channel, overlooked by the Castello Rosso (Red Castle), named for the particular color of the stone used to build it. The Swabian Castle, rather, overlooks the western channel of the port and today is a venue for major cultural events. Among the sights not to be missed, the Church of San Giovanni al Sepolcro, with a beautiful and finely-decorated marble portal, and the Colonna Romana (Roman Column), once flanked by a "twin" that today is part of the structure of the famous Colonna di Sant’Oronzo in Lecce. Beautiful sandy beaches are scattered along the coast, lapped by the clear water of the Adriatic Sea.
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split croatia
Day 8
split croatia
Arrival: 08:00 AM
Split is the second-largest city of Croatia and the largest city of the region of Dalmatia, with about 250,000 people living in its urban area. It lies on the eastern shore of the Adriatic Sea and is spread over a central peninsula and its surroundings. An intraregional transport hub and popular tourist destination, the city is linked to the Adriatic islands and the Apennine peninsula.
Read more
Read less
Previous
Next

Day 1
split croatia
Departure: 05:00 PM
1
Day 2
venice, italy
Arrival: 08:00 AM - Departure: 07:00 PM
Day 3
At sea
2
Day 4
dubrovnik, croatia
Arrival: 07:00 AM - Departure: 07:00 PM
3
Day 5
corfu, greece
Arrival: 09:00 AM - Departure: 06:00 PM
4
Day 6
kotor, montenegro
Arrival: 08:00 AM - Departure: 06:00 PM
5
Day 7
brindisi - italy
Arrival: 07:00 AM - Departure: 06:00 PM
Day 8
split croatia
Arrival: 08:00 AM
See ship
MSC Armonia
7 nights. Italy, Croatia, Greece, Montenegro
MSC Armonia
MSC Cruises
Information subject to possible changes depending on the availability of the port’s docking dock.
What you should know:
Itinerary
  • The order of the ports may vary depending on the date of departure.
  • Check your itinerary for exact departure and arrival times. The hours correspond to the local time of the port.
  • Itineraries can change at any time without prior notice.
Boarding and landing
  • For safety reasons, all passengers must board 2 hours before departure on day 1 of the cruise.
  • Disembarkation usually begins 2 hours after docking on the last day of the cruise.
Choose a datePrice per passenger in double occupancy / Taxes included
FromAED3,552
Apr 2026
FromAED3,768
May 2026
FromAED4,070
Jun 2026
FromAED4,329
Jul 2026
FromAED4,847
Aug 2026
FromAED4,027
Sep 2026
FromAED3,639
Oct 2026
FromAED3,639
May 2027
FromAED3,854
Jun 2027
FromAED4,329
Jul 2027
Dates and prices
Inside
Outside
Balcony
Suite
2026/04/11
AED3,639
AED4,286
AED6,228
AED7,091
2026/04/18
AED3,854
AED4,286
AED6,228
AED7,091
2026/04/25
AED3,552
Best price!
AED4,200
AED6,142
AED7,005
2026/05/02
AED3,768
Best price!
AED4,286
AED6,142
AED7,005
2026/05/09
AED3,941
AED4,459
AED6,315
AED7,178
2026/05/23
AED3,984
AED4,415
AED6,358
AED7,221
2026/05/30
AED3,984
AED4,415
AED6,358
AED7,221
2026/06/06
AED4,070
Best price!
AED4,502
AED6,444
AED7,307
2026/06/13
AED4,113
AED4,631
AED6,487
AED7,350
2026/06/20
AED4,459
AED5,106
AED7,048
AED7,189
2026/06/27
AED4,545
AED5,192
AED7,135
AED7,998
2026/07/04
AED4,329
Best price!
AED5,063
AED6,919
AED7,782
2026/07/11
AED4,372
AED5,020
AED6,962
AED7,825
2026/07/18
AED4,459
AED5,106
AED7,048
AED7,912
2026/07/25
AED4,674
AED5,322
AED7,264
AED8,127
2026/08/01
AED4,847
Best price!
AED5,494
AED7,437
AED8,300
2026/08/08
AED5,149
AED5,797
AED7,739
AED8,602
2026/08/15
AED4,933
AED5,581
AED7,523
AED8,386
2026/08/22
AED5,408
AED6,185
AED8,516
AED9,552
2026/08/29
AED5,408
AED5,926
AED8,257
AED9,293
2026/09/05
AED4,502
AED4,933
AED6,876
AED7,739
2026/09/12
AED4,372
AED4,804
AED6,746
AED7,609
2026/09/19
AED4,070
AED4,502
AED6,444
AED7,307
2026/09/26
AED4,027
Best price!
AED4,674
AED6,617
AED7,480
2026/10/03
AED4,027
AED4,459
AED6,401
AED7,264
2026/10/10
AED3,639
Best price!
AED4,286
AED6,228
AED7,091
2026/10/17
AED3,639
Best price!
AED4,286
AED6,228
AED7,091
2026/10/24
AED3,854
AED4,372
AED6,228
AED7,091
2027/05/01
AED3,639
Best price!
AED4,286
AED6,185
AED7,091
2027/05/08
AED3,639
Best price!
AED4,286
AED6,185
AED7,091
2027/05/15
AED3,768
AED4,415
AED6,315
AED7,221
2027/05/22
AED3,639
Best price!
AED4,286
AED6,185
AED7,091
2027/05/29
AED3,768
AED4,415
AED6,315
AED7,221
2027/06/05
AED3,854
Best price!
AED4,502
AED6,401
AED7,307
2027/06/12
AED3,897
AED4,545
AED6,444
AED7,350
2027/06/19
AED4,027
AED4,674
AED6,574
AED7,480
2027/06/26
AED4,113
AED4,761
AED6,660
AED7,566
2027/07/03
AED4,329
Best price!
AED4,977
AED6,876
AED7,782
2027/07/10
AED4,372
AED5,020
AED6,919
AED7,825
NOTE: If you are interested in more than one cabin, you must do as many bookings as the number of cabins you want . * In case of having received any type of promotion or advantage for Newlyweds Travel, an official document will be required that proves the recent marriage of the couple.

Discover the advantages in the rates

Bella Experience

The ’Bella’ experience is a great value option for enjoying the comforts of life aboard a sleek, modern ship. Staterooms in the ’Bella’ category are guaranteed staterooms. Enjoy swimming pools, a state-of-the-art rooftop gym and sports facilities on board. Broadway-style entertainment and a full schedule of daily activities, and you’ll enjoy a variety of restaurants serving excellent Mediterranean and international cuisine. Including a gourmet buffet open 20 hours a day.

Fantástica Experience

Comfort and flexibility are the keys to the ’Fantastica’ experience, which offers all the benefits of the ’Bella’, plus a variety of additional privileges. Choose the stateroom and deck you want to travel on and enjoy a free breakfast in your stateroom. Free breakfast in the cabin. Have fun with activities for the whole family.

Aurea Experience

Let well-being, pampering and tranquility take center stage on your cruise. In addition to all the advantages of ’Bella’ and ’Fantastica’, the ’Aurea’ rates offer a series of benefits for relaxation of body and mind. Avoid stress thanks to priority boarding. Head straight to your stateroom where you’ll find a selection of free wellness products. Benefit from unlimited access to the spa area.

MSC Yacht Club Experience

Compendium of elegance and luxury at sea, MSC Yacht Club offers you an unrivaled cruise experience. Lavishly appointed suites, 24-hour butler service, and exclusive reception are just the beginning. All-inclusive a la carte meals served at your preferred time in the reserved restaurant, unlimited drinks and exclusive access to The One Sun Deck and Top Sail Lounge. You will also have free access to the spa area.

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Categories of MSC Armonia
Balcony

Balcony

Inside

Inside

Outside

Outside

Suite

Suite

Image is representative only; size, layout and furnishings may vary (within the same stateroom category).

Photo gallery

16 photos
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
MSC Armonia
Specifications of MSC Armonia
  • Services
  • General
Bars and Lounges
6
Restaurants
4
Cinema
Theater
Library
Spa
Children swimming pool
Internet
Laundry
Salon
Casino
Chapel
Nightclub
Weddings
ShowRoom
Nursery
Gym
24h service
Inaugurated
2001
Renovated
2014
Cruise speed
2,170 knots
Stateroom capacity
976
Interior stateroom capacity
272
Exterior stateroom capacity
625
Occupancy
2
Beam:
2,880m.
Length
25,125m.
Tonnage
65tn.
Decks
13
Crew
721
Swimming Pools
2

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link is sent via email or; b) sending an email to info@nextholidaystravel.com.


However, the user may not unsubscribe from our


correspondence determined as messages concerning your account, the same


security issues or the terms and conditions of service


Next Holidays travel & Tourism LLC may also use the Personal user Information as


anonymous data to show to third parties. You can also share statistics and


demographic information about users and their use of the Service with third


parties, but none of this will enable those third parties to identify a user.


• Services


suppliers and others.


There are others who manage part of the Service.


These others are obligated by Next Holidays travel &


Tourism LLC to comply this Policy


Privacy as applicable to them and also they must have their own. However, Next


Holidays travel & Tourism LLC will


not be responsible for compliance with this policy.


In some cases, Next Holidays travel & Tourism LLC could share, use, preserve or disclose the


Personal Information to other, of non-aggregated form.


• To


provide the Service


• Suppliers,


as hotels providers, airlines or activities providers are used to compose the


trip. In Next Holidays travel & Tourism LLC , all the services are provided


by a third party provider and they are described as them. We recommend that to


examine the privacy policy of every other who provides the service. Please note


that these suppliers also may contact you as necessary to obtain additional


information.


• Third


party suppliers which provide services, including the processing of credits


cars, commercial analytics, customer service or marketing. are able to collect


and have access to the necessary information to act their functions, but they


have no power to share or use this information for others ends.


• To


cooperate with competent authorities


• We


though that is currently necessary to satisfy every law or legal process from


all around the world and we believe that if we do it our responsibility will be


diminished. In any case, we only provide the information required.


• We


believe that this kind of actions are appropriated to comply with the terms and


conditions of Next Holidays travel & Tourism LLC , including any


investigation of possible violations of them


• If


its necessary to detect, prevent or otherwise address and prosecute fraud,


security or technical issues related to Next Holidays travel & Tourism LLC


• If


this action is according to protect the rights, property or security of Next


Holidays travel & Tourism LLC , employers and users.


• We


believe it is reasonably necessary to satisfy any law or on its own initiative


or at the request of third parties who prove a legitimate interest.


In every way, if Next Holidays travel & Tourism LLC is part of a fusion, acquisition or another


transaction which is related with the sale of all or some of its assets or


securities with voting rights, User information, including Personal Information


obtained through the Service, may be included in the transferred assets or


securities. If this happens, your personal information will remain subject to


this Privacy Policy.


7- Security measures


Next Holidays travel & Tourism LLC takes all necessary technical and


organizational measures to protect the security and integrity of personal


information against unauthorized access and against alteration, loss or


accidental destruction


Thus, sending a data submission made by the user through the


Service, for example when the payment is protected by techniques of electronic


security in the network. Also, the information provided and stored in the


databases of Next Holidays travel & Tourism LLC is also protected by security systems that


prevent access to them by unauthorized third parties


Next Holidays travel & Tourism LLC makes its best efforts to provide the most


updated for the effectiveness of these safety systems. In addition, Next


Holidays travel & Tourism LLC stores


Personal Information for as long as the rules allow, and periodically destroys


it if no longer needed


Next Holidays travel & Tourism LLC cannot guarantee the absolute security of


personal information, so the user must collaborate and use at all times and


common sense on the Personal Information Publishing


The user must be aware that publishing the data will be its


own responsibility. Next Holidays travel & Tourism LLC cannot guarantee that the published


information will not be seen by unauthorized persons. You understand and


acknowledge that, even after disposal, Personal Information may remain visible


in cache or if other users have copied or stored Information


8- Changes of the Privacy Policy


We may update this Privacy Policy in the future.


We will inform you about material changes to this Privacy


Policy by sending a notice to the email address you gave us and by placing a


notice in a prominent location on our website


9- Contact


If you have questions about this Privacy Policy contact us


at:


Next Holidays Travel & Tourism LLC


Deira, Riggat Al-Buteen – Salemiyah Tower floor 12, Dubai,


UAE .


Telephone: (+971) 04-5581670


e-mail address: info@nextholidaystravel.com


In addition, you can communicate directly with the travel


provider phone number or address provided on your travel itinerary




At Next Holidays Travel and Tourism LLC , we strive to provide our customers with seamless and enjoyable travel experiences. However, we understand that plans may change, and cancellations or modifications might be necessary. This Refund Policy outlines the terms and conditions governing refunds, cancellations, and non-refundable services to ensure transparency and fairness for both our customers and our company.


1. General Refund & Cancellation Policy


Refund eligibility depends on the type of booking, supplier policies (airlines, hotels, tour operators, etc.), and the timing of the cancellation.

Many travel services (such as discounted airfares, hotel bookings, and special packages) may be non-refundable as per the terms set by third-party providers.

Next Holidays Travel and Tourism LLC acts as an intermediary between customers and travel suppliers, meaning we must adhere to their cancellation and refund rules.

2. Cancellation by the Customer


Refundable Bookings: If a booking is eligible for a refund, the amount returned will depend on the supplier’s policy and any applicable cancellation fees. Processing times may vary (typically 7–30 business days).

Non-Refundable Bookings: Some bookings (e.g., promotional fares, certain hotel reservations, or last-minute deals) may not qualify for any refund. Customers will be informed of this before confirmation.

Partial Refunds: In cases where only part of a booking is refundable (e.g., flights but not hotels), refunds will be processed accordingly.

Processing Fees: Next Holidays Travel and Tourism LLC may retain a service fee for cancellations, as administrative costs apply.

3. Supplier-Imposed Fees


Airlines, hotels, and other service providers often enforce strict cancellation policies. These rules override Next Holidays Travel and Tourism LLC ’s policies, and we cannot issue refunds if the supplier denies them.

Airline Tickets: Most discounted fares are non-refundable. Some may allow changes with penalties, while others are entirely inflexible.

Hotel Reservations: Refundability depends on the rate type booked (e.g., "Free Cancellation" vs. "Non-Refundable").

Tour Packages & Activities: Many tours have strict cancellation windows (e.g., 48–72 hours prior) for refunds.

4. No-Show Policy


Failure to show up for a booked service (flight, hotel, tour, etc.) without prior cancellation will result in a full forfeiture of the payment with no refund.

5. Force Majeure & Unforeseen Circumstances


Next Holidays Travel and Tourism LLC is not liable for refunds due to events beyond our control, including but not limited to:

Natural disasters, pandemics, or government travel restrictions.

Airline/hotel operational changes (delays, cancellations, overbookings).

In such cases, we will assist customers in rescheduling or claiming refunds only if permitted by the supplier.

6. Refund Processing Time


Approved refunds may take 7–30 business days to reflect in the original payment method, depending on banking processes.

7. Disputes & Customer Support


If you believe a refund was wrongly denied, please contact our customer support team at info@nextholidaystravel.com

All refund requests must be submitted in writing.

8. Policy Updates


Next Holidays Travel and Tourism LLC reserves the right to modify this policy at any time. Customers are bound by the policy in effect at the time of booking.

By making a booking with Next Holidays Travel and Tourism LLC , you acknowledge and agree to this Refund Policy.